​AGENDA and PRESENTATIONS 
​Risk Management 2022 - What's Next? Anaheim, CA 
Sept. 28, 2022

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AGENDA

8:00        BREAKFAST

9:00        WELCOME & INTRODUCTIONS – Radhika Lipton, Founder & CEO, RADD LLC.

9:15        Federal Reserve Bank of San Francisco - Regulatory Update
Paul Dimapawi, AVP, Community Institutions Group, Federal Reserve Bank of San Francisco
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We will begin our session with a brief update of the regulatory landscape and issues that we are seeing over the past year in our community banks.  We will discuss the issues on our radar and important trends to highlight in the 12th District. Issues on Our Radar:

• Cyberthreats
• BSA/AML compliance and fraud
• CRE Concentrations
• C&I Concentrations
• Surge Deposits
• Increasing Enterprise Complexity

10:15        BREAK

10:30       The Evolution of Compliance Risk
Ryan McInerny, Sr. Compliance Manager - RiskScout
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Changing competitive dynamics and new market opportunities seem to be the standard for 2022. With cannabis, crypto, and significant market volatility, there’s a lot to consider about which customers to serve and how to do so. But where there is a will, there is a way to implement best practices that limit the risk of going out of bounds with current (or future) rules, regulations, and guidance. In this session, we’ll discuss:

• What high-risk actually means
• Considerations to support new market growth
• How to identify, stratify, and manage risk within a business line
• Developing programs that can evolve with a changing regulatory landscape

11:30        Reduce Risk and Increase Retention with a Proactive HR Roadmap
Brian Montes, Founder and CEO of Scaleocity Works
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The number of people quitting their jobs hit 4.53M as of November 2021 and we are not out of the woods yet. In our session we will discuss the current state of affairs for the world of People Operations, including -

• Understanding Our Employee’s Shifting Expectations
• How Your Employer Brand Impacts Talent Acquisition & Recruiting
• The Importance of a Well Designed and Well Executed On-boarding Process
• Driving the Employee Experience to Support Organizational Health and Retention

12:15        LUNCH

​1:15        3Q ’22 State of Credit Risk / The Practical Approaches to CECL for Community Banks  
David H. Ruffin, Principal, IntelliCredit, a division of QwickRate
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The bifurcated presentation will focus on:

• The current CA credit metrics and trends
• Credit challenges looming in these non-ordinary times
• Guarding against stakeholder overreaction to any uptick in credit stress
• Resent regulatory warnings about over-complicating CECL implementation for community bankers
• Practical & informative CECL protocols for community bankers 
•  Best CECL practices going forward as CECL becomes “official”

2:15        BREAK

2:30        Strategic Interest Rate Risk (IRR) Management
Michael Holdren, Partner – Financial Services, Eide Bailly, LLP
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Following a significant decline in interest rates during 2020 and unprecedented inflows of deposits, community bank net interest margins are at a 30-year low (according to FDIC data).  With inflation reaching near record levels, historically high deposit balances and persistent competition for loans, a strategic approach to managing IRR through a deeper understanding of your balance sheet and the data it holds will be vital to ongoing performance. In this session we will explore:

• The current rate environment and industry changes
• Strategic vs. regulatory IRR management
• Understanding balance sheet changes and the impact to model assumptions
• Using data to simulate “strategic” scenarios and make informed ALM decisions

3:30        BREAK

3:45        How to Retain Data Security in a World of Remote Computing
Jennifer VanderWier, CISA & RP, VP Security Solutions, Meriplex
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Covid accelerated remote access and work force need by a decade. A systemic shift in traditional computing is underway.  Our concentration with protecting the data devices has now morphed into a new philosophy.  If we can protect the data wherever it goes, then we can allow for more flexibility in travel while not sacrificing security.  Creating layers of protection around data whether on premise, in data center or on the cloud is key. Today we will look at:

• Centralized management of Security Baselines
• Intrusion Protections and alerting through layers of Continuous Monitoring
• SIEM and SOC what is it and why do you need it
• Data classification and Sensitivity labels
• Continuous Vulnerability Scanning programs
• User Behavior training
• MFA
• Mobile Device management

4:45        WRAPUP & FINAL Q&A

5:00        CLOSE