March 25

5:00 PM - 6:30 PM    Welcome Reception - Boardroom


March 26

8:00 AM - 9:00 AM    Breakfast - Bay View Patio

9:00 AM - 9:30 AM    Introductory Activity - Your Top Issues in the Current Credit and Lending Environment - Bay View Room

Roundtable Discussions on what your bank is focusing on right now 
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9:30 AM - 10:45 AM    Special Assets Management – It’s been a while! - Bay View Room

Our panel will lead a discussion on identifying, analyzing and managing potentially problems loans
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10:45 AM - 11:00 AM    Break

11:00 AM - 12:00 PM
   Chief Credit Officers Perspectives – Panel Discussion - Bay View Room

CCO’s from small, medium & large community banks will discuss “What has happened in the last three years at their banks, the challenges they are facing now, and how they (and you) can move forward
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12:00 PM - 1:00 PM  Lunch - Bay View Patio

1:00 PM - 2:15 PM    Loan Portfolio Management – Strategies for the current marketplace - Bay View Room

Our banker panel will discuss how they are approaching loan growth at their banks and tools for monitoring their current customers, including stress testing
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2:15 PM - 2:30 PM
   Break 

2:30 PM - 3:00 PM    Disaster Management - Bay View Room

Community banks play a vital role in local economies, and effective disaster management is crucial to ensuring financial stability and customer trust during crises. A well-prepared disaster management plan (DMP) helps mitigate risks, ensure business continuity, and protect customer assets. Discussion led by Michael Henry and Leigh Wren

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3:00 PM - 4:00 PM    Commercial Real Estate (CRE) Lending in CA – Where are we going?-  Bay View Room

California banks have the highest concentration of CRE loans in the U.S. in a commercial property market under pressure from the highest interest rates in decades. Our presenters will lead a discussion on heightened risk for banks as loan defaults increase and even the prospect of CRE obsolescence
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VIEW ATTENDEES

2025 CCO Conference Sponsors

  • BHG Financial
    BHG Financial
    Sponsor
  • Jack Henry
    Jack Henry
    663 West Hwy 60
    Monett, MO 65708
    United States
    (704)589-9129
    Sponsor
  • KlariVis
    KlariVis
    110 Franklin Road Southeast suite 200
    Roanoke, VA 24011
    United States
    (540)206-3734
    Sponsor
  • Premier Audit Solutions
    Premier Audit Solutions
    3205 Oxford Rd.
    Cameron Park, CA 95682
    United States
    (707)631-6185
    Sponsor

2026 CCO Conference Speakers

  • Tammy Brown
    Tammy Brown
    SVP & Chief Credit Officer Redwood Capital Bank
    Speaker
  • Thomas Constantine
    Thomas Constantine
    EVP & CCO Axos Bank
    Speaker
  • Jack Dalton
    Jack Dalton
    SVP, Chief Credit Officer Five Star Bank
    Speaker
  • Angelo DeBernardo
    Angelo DeBernardo
    EVP & Chief Lending Officer West Coast Community Bank
    Speaker
  • Kelly Deeds
    Kelly Deeds
    President & CEO Premier Audit Solutions
    Speaker
  • Trish Ferrick
    Trish Ferrick
    President FVCbank
    Speaker
  • Andra Frazier
    Andra Frazier
    CCO, CRA Officer Partners Bank of California
    Speaker
  • Michael Henry
    Michael Henry
    EVP, Chief Credit Officer Mission Valley Bank
    Speaker
  • Deb Johnson
    Deb Johnson
    Bank Consultant Johnson Consulting
    Speaker
  • Kevin Kaiser
    Kevin Kaiser
    EVP, CCO Plumas Bank
    Speaker
  • Nathan Kingman
    Nathan Kingman, RMA - Credit Risk Certified, ABA - Certified Regulatory Compliance Manager (CRCM)
    Partner Unicon Financial Services, Inc
    Speaker
  • Andrew Meitzen
    Andrew Meitzen
    Chief Credit Officer CalPrivate Bank
    Speaker
  • Leo Moschioni
    Leo Moschioni
    Chief Credit Officer Lexicon Bank
    Speaker
  • Luke Parnell
    Luke Parnell
    EVP/Chief Credit Officer River Valley Community Bank
    Speaker
  • David Ruffin
    David Ruffin
    President, Credit Risk Solutions OptimaFI
    Speaker
  • David Ruffin
    David Ruffin
    President, Credit Risk Solutions OptimaFI
    Speaker
  • Jeff Sellers
    Jeff Sellers
    Managing Director Hyperion Risk Management LLC
    Speaker
  • Jeff Sellers
    Jeff Sellers
    Managing Director Hyperion Risk Management LLC
    Speaker
  • Kim Snyder
    Kim Snyder
    CEO & Founder KlariVis
    Speaker
  • Quinn Velasquez
    EVP, CCO Golden Valley Bank
    Speaker
  • Sandra Wasicek
    Sandra Wasicek
    CEO ZorroFi
    Speaker
  • Troy Williams
    Troy Williams
    EVP/CCO Fremont Bank
    Speaker