Thomas Constantine

Thomas Constantine is Chief Credit Officer at Axos Bank, a role he has held since 2010. With more than 30 years of experience in banking and financial services, he has held senior leadership positions in commercial lending, portfolio management, and credit administration, and previously served as a senior examiner with the Office of Thrift Supervision during two separate tenures.

Thomas earned a bachelor's degree in Business Economics with an accounting emphasis from the University of California, Santa Barbara. His extensive experience in credit risk, lending, and bank supervision provides a broad perspective on the evolving financial services industry.