Chief Credit Officers' Conference
Estancia La Jolla Hotel & Spa
9700 North Torrey Pines RoadSan Diego, CA 92037-1102
United States
California’s community banks are navigating a challenging credit and lending landscape — and you don’t have to face it alone.
Join us for a hands-on, solutions-focused forum created by Chief Credit and Lending Officers for Chief Credit and Lending Officers. Together, we’ll dig into today’s most pressing issues, from liquidity and credit risk to high interest rates, problem loans, and the rapidly evolving tools shaping the future of lending.
Bring your team, build valuable connections, and collaborate with peers who understand the work you do every day. This is your chance to share best practices, tackle emerging challenges, and roll up your sleeves for interactive, real-world discussions that move the needle.
Get ready for a day of insight, innovation, and actionable problem-solving.
AUDIENCE
CCOs, CLOs, Senior Credit Administrators & Commercial Loan Officers/Relationship Managers, Board Loan Committee Directors
Registration Options
|
Registration Options
|
Credits | Price |
|---|---|---|
|
Member Early Bird Registration
Registration Ends 4/16/26 at 11:59 PM PDT
|
6.00 (CPE) | $595.00 |
|
Member Regular Registration
Registration Opens 4/17/26 at 12:00 AM PDT
|
6.00 (CPE) | $695.00 See QTY Discounts |
|
Member Late Registration
Registration Opens 7/3/26 at 12:00 AM PDT
|
6.00 (CPE) | $895.00 See QTY Discounts |
|
Non-Member Early Bird Registration
Registration Ends 4/16/26 at 11:59 PM PDT
|
6.00 (CPE) | $895.00 |
|
Non-Member Regular Registration
Registration Opens 4/17/26 at 12:00 AM PDT
|
6.00 (CPE) | $995.00 See QTY Discounts |
|
Non-Member Late Registration
Registration Opens 7/3/26 at 12:00 AM PDT
|
6.00 (CPE) | $1,195.00 |
Agenda
| July 15 | |
| 1:00 PM - 2:00 PM | Registration Grande Room |
| 2:00 PM - 2:05 PM | Welcome & Introduction Grande Room |
| 2:05 PM - 2:35 PM |
Credit Trends: California vs. the Nation
This kickoff session will highlight current credit trends and key metrics, comparing California-based institutions to national patterns. Attendees will gain a clear snapshot of the market to frame the day’s discussions. David Ruffin, President, Credit Risk Solutions, OptimaFI |
| 2:35 PM - 3:35 PM | The Next 12 Months: Credit Strategy in an Uncertain Cycle A forward-looking discussion on how credit leaders are adjusting strategy amid shifting economic signals, liquidity pressures, and evolving borrower behavior. Panelists will share how they’re positioning their institutions for resilience while still supporting growth. |
| 3:35 PM - 3:45 PM | Break |
| 3:45 PM - 4:45 PM | Underwriting in Today’s Environment: What’s Changing? A focused discussion on how emerging and evolving risks across industries are reshaping underwriting practices. Explore how lenders are identifying, assessing, and responding to sector-specific volatility, and the resulting shifts in structure, covenants, and deal terms to better manage uncertainty in today’s environment. |
| 4:45 PM - 6:45 PM | Reception Hacienda Lawn |
| July 16 | |
| 8:00 AM - 9:00 AM | Breakfast Grande Patio |
| 9:00 AM - 9:05 AM | Welcome Back Grande Room |
| 9:05 AM - 10:05 AM | Credit, Technology & Efficiency: Doing More with Better Tools How credit teams are leveraging technology, data, and automation to improve consistency, efficiency, and decision-making—without losing the human element. |
| 10:05 AM - 10:15 AM | Break |
| 10:15 AM - 11:15 AM | Aligning Credit & Production: Finding the Right Balance A candid conversation on maintaining strong credit discipline while supporting lending teams. Discussion will focus on communication, governance, and managing internal tensions. |
| 11:15 AM - 12:15 PM | Talent, Training & the Future of Credit Leadership How banks are developing the next generation of credit leaders, addressing talent gaps, and building teams equipped for increasing complexity. |
| 12:15 PM - 1:15 PM | Lunch Grande Patio |
| 1:15 PM - 2:15 PM | Emerging Risks You Can’t Ignore An exploration of newer and less traditional risks impacting credit—ranging from fraud trends to borrower behavior shifts and external market disruptions—and how institutions are preparing. |
Estancia La Jolla Hotel & Spa
We’ve secured a special room rate of $329 per night for conference attendees.
Please be sure to book your room before the cut-off date of June 7, 2026 to guarantee availability and receive the discounted rate.
ADDITIONAL INFORMATION
6 CPE Credits
Program Level: Intermediate - Advanced
Prerequisites: Participants should have at least three years’ experience in commercial lending or credit administration.
Delivery Method: Group-Live
Field of Study: Business Management & Organization, Specialized Knowledge
Cancellation and Complaint Resolution Policy
Substitutions are allowed, at no additional cost. Written notice is required for all cancellations. The full registration fee will be refunded if the written request is received up to 4 weeks before the event and 50 percent if received 2 weeks before the event. No refunds will be granted within two weeks of the event. For more information regarding refund, complaint, and/or program cancellation policies contact our offices at 800-627-6613.
California Community Banking Network is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website: www.nasbaregistry.org
For More Information:
Thank you to our sponsors!
