Surviving the Evolution of Money: A Presentation on Digital Assets, with a focus on Stablecoins and Tokenized Deposits

This webinar will explain the fundamentals of digital tokens, blockchain, smart contracts, and stablecoins, including their scale ($38T in annual stablecoin transaction volume), regulatory frameworks (the GENIUS Act), and real-world adoption by major players like Visa, Mastercard, PayPal, and JPMorgan.

The presentation will highlight the differences between stablecoins and tokenized deposits, their use cases, implications for banks, merchants, and consumers, and both the opportunities (new payment rails, lower costs, programmable money) and risks (regulation, infrastructure, disintermediation) they bring. It concludes that banking is rapidly moving toward unified ledgers and clearinghouses and stresses the need for financial institutions to develop a stablecoin/tokenized deposit strategy to remain competitive in payments.

Our Presenter: Larry Pruss has over 30 years of experience as a trusted adviser, strategist, author, speaker, and futurist. He serves as the Managing Director of SRM AI, Stablecoin, Tokenized Deposits Strategic Advisory services. A recognized thought leader, frequent industry media contributor, and expert in the finance and fintech industries, Pruss’ role at SRM is as a thought leader and strategist on faster payments, digital assets, and emerging technologies like artificial intelligence and quantum computing. Larry has presented and advised at prestigious institutions, including the Office of the Comptroller of the Currency, National Credit Union Association, and the Federal Reserve Banks of Chicago and Dallas. He is an active member of the U.S. Faster Payments Council and serves as a Fellow at the Digital Euro Association. Mr. Pruss’ background includes work with National Bank of Canada, where he served as Head of Cards, Payments, and Transactional Solutions. He previously served as Senior Managing Director of Credit Cards and Loan Revenue for Profit Insight, and as Senior Vice President of Portfolio Analytics for Bank of America.