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2024 CCBN Credit Analyst School

2024 CCBN Credit Analyst School

Tuesday, May 14, 2024 at 8:30 AM (PDT) to Thursday, May 16, 2024 at 4:30 PM (PDT)

Holiday Inn Sacramento Downtown-Arena

300 J Street
Sacramento, CA 95814
United States

Event Details


Registration is now closed as this course is full, but a waiting list is available for next spring with the date and SoCal location TBD. E-mail Laurie Eaton to be added to the waiting list. 


This is an introductory course designed to address the needs of beginning credit analysts and reinforce the credit skills of current credit analysts in all aspects of credit analysis. It begins with understanding your role as a credit analyst within the evolving financial institution industry and proceeds into answering the question, “ How financially healthy are our borrowers and can they withstand pending financial challenges?”

The course will build upon your core understanding of financial accounting and the fundamentals of credit analysis to take you to the next level of performing a deeper analysis.

Participants will:

  • Understand the Role of Commercial Banks and the Duties and Responsibilities of the Credit Analyst
  • Identify Industry, Business and Management Risks and the Various Business Economic Cycles and How They Affect Industries and Businesses
  • Detailed Review of the Major Accounts on Financial Statements for:
    • Commercial and Industrial Relationships
    • Commercial Real Estate Relationships
  • Best Practices to Spread Financial Statements
  • Know How to Review and Analyze Corporate Tax Returns
  • Calculate credit related ratios to determine:
    • Liquidity
    • Leverage
    • Asset management capabilities
    • Operating performance
  • Complete a Cash Flow Analysis Utilizing the Uniform Cash Analysis (UCA) method and
  • Compare Results with the Traditional, EBITDA Methodologies Commonly Used be Banks
  • Convert Management’s Future Assumptions into A Projected Income Statement, Balance Sheet And Cash Flow Analysis Statement
  • Sensitize Management’s Assumptions to Create A More Conservative Financial Forecast
  • Determine A Sustainable Sales Growth Level for The Client


Class begins at 8:30 each day and finishes at 4:30. A buffet breakfast will be available in our room an hour before the class starts and lunch is provided each day around noon. At the end of Day 3 we have our Final Exam, please book your travel accordingly, so you do not have to leave early.


Credit Analyst, Junior Commercial Loan Officer, New Relationship Manager, Business Banker, Loan Underwriter, Loan Support Officer, Loan Review Analyst, Credit Support Officer, Credit Administration, Portfolio Manager, Business Development Officer, Loan Officer Trainee, Branch Manager, Universal Banker, Financial Services Officer


 Jeffery W. Johnson, Principle, Bankers Insight Group is a training professional in the banking industry leading various seminars covering important topics relating to issues in banking. He teaches actively for 20 state banking associations in the United States, Risk Management Association (RMA) and individual banks nationwide. He co-authored a training course entitled “Lending to Service and Other Professional Organizations” for RMA in 2001

 Jeffery started his career with SunTrust Bank in Atlanta as a Management Trainee and progressed to Vice President and Senior Lender for SouthTrust Bank (a large southeastern regional bank) and Senior Vice President and Commercial Banking Division Manager for Citizens Trust Bank of Atlanta (community bank). Most of his career has been spent in Credit Administration, Lending (Commercial, Consumer and Real Estate), Business Development, Loan Review, Management and Training & Development. He has managed loan portfolios representing a cross section of loan types including large corporate, high net worth individuals, middle market companies, small businesses, real estate and non-profit Organizations and managed several loan officers with portfolio management responsibilities.

For More Information:

Laurie Eaton
Laurie Eaton
Director of Education and Events California Community Banking Network


Holiday Inn Sacramento Downtown-Arena

300 J Street
Sacramento, CA 95814
(916) 446-0100

The Holiday Inn Sacramento Downtown-Arena is located steps from shopping, dining, and entertainment in Old Sacramento Waterfront. A 15-minute drive from Sacramento International Airport, this downtown hotel is a few blocks from the Golden 1 Center and Downtown Commons.

We have arranged a special rate of $179 per night at the hotel, which you can get online by clicking the following link: Credit Analyst School

For additional assistance, please contact the hotel directly at (916) 446-0100 and ask for the “CCBN CREDIT ANALYST SCHOOL” room block. Space at these rates is limited so reserve your rooms now! The cutoff date is April 22, 2024.


20 CPE Credits

Program Level: Beginner - Intermediate
Prerequisites: Participants should have a good understanding of accounting and accrual based financial statements, the structure of balance sheets and income statements or have taken a program such as Accounting Foundations for Lenders.

Delivery Method: Group-Live
Field of Study: Finance; Business Management & Organization; Specialized Knowledge

Cancellation and Complaint Resolution Policy

Substitutions are allowed, at no additional cost. Written notice is required for all cancellations. The full registration fee will be refunded if the written request is received up to 4 weeks before the event and 50 percent if received 2 weeks before the event. No refunds will be granted within two weeks of the event. For more information regarding refund, complaint, and/or program cancellation policies contact our offices at 800-627-6613.

 California Community Banking Network is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE Sponsors through its website:



Regular Registration through April 22, 2024
CCBN Member: $1,595
Non-Member: $1,895

Late Registration
CCBN Member: $1,895
Non-Member: $2,195

We also have additional group discounts of $200 off per person applied automatically for 3 or more registrants.