CRA: Revision of small and intermediate small bank and savings association asset thresholds

Federal regulatory agencies announced revisions to the asset-size threshold amounts. Beginning January 1, 2026, a bank that, as of December 31 of either of the prior two calendar years, had assets of less than $1.649 billion is a “small bank or savings association” under the CRA regulation. A “small bank or savings association” with assets of at least $412 million as of December 31 of both of the prior two calendar years and less than $1.649 billion as of December 31 of either of the prior two calendar years is an “intermediate small bank or savings association” under the CRA regulation.

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