FDIC Proposes Amendments to Part 363 Thresholds With Inflation Indexing

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FDIC Proposes Amendments to Part 363 Thresholds With Inflation Indexing
On July 15, 2025, the Federal Deposit Insurance Corporation (FDIC) proposed amendments to Part 363 of the Federal Deposit Insurance Corporation Improvement Act (FDICIA), among other regulations. The proposal aims to adjust regulatory thresholds for inflation and reduce the compliance burden on smaller institutions that became subject to requirements originally intended for larger institutions – simply due to inflation rather than changes in their size or risk profile. The proposal, if passed, would have an impact on community banks.
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